For commercial lenders and credit unions
Know the borrower entity before you fund it
Before a business loan closes, the file needs proof the entity is real, active, and not buried in liens. sneyk pulls its status, officers, and federal tax liens into one dated result, so the underwriting check is one search instead of three.
No card. Upgrade when it is in every loan file.
- Status, officers, liens in one search
- Dated and source-attributed
- Free, no card
sneyk lets lenders verify a Florida borrower entity in one step: status, formation date, officers, registered agent, and any federal tax liens, pulled from the state record and dated for the loan file. It replaces a manual Sunbiz lookup, a separate lien search, and an officer check with a single source-attributed result.
Three searches, three timestamps, one risk.
A borrower walks in. You check Sunbiz for the entity, run a separate search for federal tax liens, look up the officers, and paste it all into the file. Each step is its own tab and its own timestamp, and any one of them can be stale by the time the loan funds.
It should be one look. Is the entity active, who controls it, and does it carry a federal tax lien that comes ahead of you. sneyk answers all three in a single dated result you can drop straight into the loan file.
How it works
- 01
Search the borrower
Type the business name or document number. Up comes its status, formation date, officers, and registered agent from the state record.
- 02
Check the liens
See any federal tax liens tied to the entity, so you know what sits ahead of your position before you commit.
- 03
File the result
Export a dated, source-attributed record for the loan file. One document instead of three screenshots.
Put it to work
Confirm who can actually sign
A loan is only as good as the signature on it. See the entity’s officers and registered agent from the filing, so you know the person across the desk has the authority to bind it.
See the liens before you commit
A federal tax lien can jump ahead of your collateral. Check it up front, in the same search as the status, instead of discovering it after the funds are out.
One record for the file
Status, officers, and federal liens in a single dated result. Examiners and auditors get provenance, not a pile of undated printouts.
- entity, officers, liens
- One search
- Florida counties covered
- 67
- and source-attributed
- Dated
- to start
- Free
What goes in the loan file
borrower-verification.pdf
| Field | Result |
|---|---|
| Entity | MERIDIAN FREIGHT GROUP LLC |
| Status | Active |
| Formed | Aug 04, 2021 |
| Officers | 3 on file |
| Registered agent | P. Okonkwo |
| Federal tax liens | None on record |
| Verified | Jun 27, 2026 · FL Div. of Corporations |
What you get
- Status and control in one view
- Active or not, formation date, officers, and registered agent, the entity facts underwriting needs, from the state’s own record.
- Federal liens in the same search
- Federal tax liens tied to the borrower, surfaced next to the status, so the encumbrance question is answered before you fund.
- Dated for the file and the examiner
- Every result carries its date and source, the provenance an audit expects.
- API or PDF
- Export a verification record for the file, or hit the API to drop entity and lien checks straight into your loan origination system.
Before you sign up, the honest version
No surprises after you sign up. Here is what sneyk does not do.
- Florida only
- We verify Florida entities. Out-of-state borrowers are not covered yet.
- Federal tax liens, not every lien
- We surface federal tax liens from the public record. UCC filings, state and local liens, and judgments are not in this dataset.
- A record, not a credit decision
- sneyk shows the public entity record. It is entity-level information, never a consumer report or an FCRA eligibility decision. Underwrite the way you always do.
- No financials or credit data
- You get the entity, its officers, the agent, and federal liens. Revenue, credit scores, and bank data are not here.
- Straight from the state
- We clean up and date the public record. We never add data a filing did not have.
Start free. Upgrade when it earns it.
Start free
No card. Verify borrower entities and status.
- 25 lookups a month
- Entity status and officers
- Up to 25 results per search
Founder rate open
Go Pro for the full underwriting check
$49/month$99
Locked for the life of the account. 100 founder spots.
Everything in Free, plus the whole state at once: exports, alerts, and the officer graph.
- Unlimited lookups
- Federal tax lien checks
- Dated verification records and API
- Officer network and combined records
Common questions
Where does the data come from?
The Florida Department of State (sunbiz.org) plus federal tax lien records. Every result is dated and sourced.
What liens does this show?
Federal tax liens from the public record, next to the entity status. UCC, state, local, and judgment liens are not in this dataset.
Is this a credit report?
No. It is entity-level public-record information for verification, never a consumer report or an FCRA eligibility decision.
Can I wire it into our LOS?
Yes. Pro includes an API so entity and lien checks land directly in your loan origination system.
Verify the entity before the funds go out
Start free, search any Florida borrower, and put a dated, sourced record in the loan file. Go Pro for lien checks and the API.
No card. Upgrade when it is in every loan file.
Public Florida business records, sourced from the Florida Department of State, Division of Corporations. Not a consumer report, and not for FCRA-covered eligibility decisions.